Synthetic illustration of what AI did and did not do in a credit decision.

Map of AI actions allowed and prohibited with human checkpoints.

Synthetic alignment between exposure, authority level, and approver.

Synthetic board-level summary of decision defensibility.

Public-safe estimator that approximates the burden of reconstructing one credit decision today.

Synthetic timeline that replays a credit decision from origination through committee, exception, and final approval.

Checklist used internally before any diagnostic deliverable is released.

Synthetic preview of the diagnostic deliverables: Executive Findings Memo, Defensibility Scorecard, Audit Reconstruction Timeline, Board/Risk Summary.

Synthetic evidence map showing where each supporting document lived and how it was referenced.

Synthetic exception with approval evidence and rationale.

Synthetic preview of a fully governed credit decision file with policy version, authority path, exception record, evidence map, final rationale, audit replay, and AI boundary.

Synthetic replay showing which policy version applied at the moment of decision.

Public-safe scorecard preview using Defensible / Partially Defensible / Not Defensible labels across nine categories.

Vendor-risk alignment matrix mapping CreditAxis posture to common bank vendor risk questions.

Synthetic file with annotated defensibility gaps: missing approval evidence, outdated policy, unsupported exception, unclear authority, incomplete evidence, weak rationale, absent audit trail, unlabeled AI assistance.